MarketPathAcademy

Safe withdrawal rate

How much you can withdraw each year, rising with inflation, without running out of money.

What you enter

  • Portfolio at retirement
  • First-year withdrawal
  • Expected return
  • Inflation
  • Years it must last

How this is calculated

  • Each year: withdraw at the start, the rest grows at the expected return, and the next withdrawal rises with inflation.
  • Maximum first-year withdrawal = portfolio ÷ present value of ₹1 a year rising with inflation for the chosen years.

More in this category

◷ Retirement corpus✺ FIRE (financial independence)▥ EPF (Provident Fund)▦ NPS (National Pension System)◫ 401(k) / employer-matched plan✓ Gratuity

These calculators show illustrative outcomes only. Returns are not guaranteed. Tax rules and rates change; verify them before acting. Nothing here is financial, tax or legal advice.