MarketPathAcademy

FIRE (financial independence)

Find your FIRE number and the age at which your investments can cover your expenses.

What you enter

  • Your age
  • Yearly expenses today
  • Yearly savings invested
  • Yearly increase in savings
  • Investments today
  • Expected return
  • Inflation
  • Safe withdrawal rate

How this is calculated

  • FIRE target in a year = that year's expenses (inflated) ÷ safe withdrawal rate.
  • Each year: investments = investments × (1 + return) + savings; savings rise by the yearly increase.
  • Coast FIRE = FIRE target at 60 ÷ (1 + return)^(years to 60).

More in this category

◷ Retirement corpus⇣ Safe withdrawal rate▥ EPF (Provident Fund)▦ NPS (National Pension System)◫ 401(k) / employer-matched plan✓ Gratuity

These calculators show illustrative outcomes only. Returns are not guaranteed. Tax rules and rates change; verify them before acting. Nothing here is financial, tax or legal advice.