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XIRR (returns on irregular investments)

Annualised return when you invested and withdrew different amounts on different dates.

What you enter

  • Investments and withdrawals
  • Current value (as of today)

How this is calculated

  • Finds the rate r where the sum of each cash flow ÷ (1 + r)^(days since first cash flow ÷ 365) equals zero.
  • Investments count as money out (negative); withdrawals and today's value count as money in (positive).

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These calculators show illustrative outcomes only. Returns are not guaranteed. Tax rules and rates change; verify them before acting. Nothing here is financial, tax or legal advice.