MarketPathAcademy

Budget & cash flow

Track monthly income against needs, wants and savings, and compare with the 50/30/20 rule.

What you enter

  • Monthly income
  • Monthly spending and saving

How this is calculated

  • Surplus = total income − needs − wants − planned saving.
  • Savings rate = (planned saving + any surplus) ÷ income.
  • Guideline amounts: needs 50%, wants 30%, saving 20% of income.

More in this category

⚖ Net worth⛑ Emergency fund⇆ Cost of living comparison✎ Child education planner↑ Inflation◎ Goal planner

These calculators show illustrative outcomes only. Returns are not guaranteed. Tax rules and rates change; verify them before acting. Nothing here is financial, tax or legal advice.